Sleep, Exercise, Diet + 10 Years: The SPAN Study's Investment Implications
University of Sydney's landmark 60,000-participant study confirms what insurers have suspected: behavioral interventions add nearly a decade to healthspan.
For asset managers, the implication is clear: healthcare costs are not deterministic. Preventative protocols reduce claims by 15-25% in self-insured pools.
The question is no longer whether longevity matters—it's whether the market has priced in the second and third-order effects on labor productivity, retirement planning and long-term care.
— Apple Lau, Contributing Editor
